Carbon as a feature of your product

One integration, drawn per transaction, passed through to your customer with an optional margin.

The opportunity

Your transactions already carry carbon

Every payment, booking, shipment and invoice on your platform has an emissions footprint your customers are increasingly asked to account for. Most platforms cannot offer anything against it without building a carbon desk.

Triangle makes it an API call. Quantity is drawn at the moment of the transaction and sized to it, so there is no inventory to fund and no minimum to commit.

The economics work in your favour. The cost passes through to the customer at the point of sale, with a margin if you want one. Carbon stops being a cost centre and becomes a line that contributes.

What the integration gives you

Built to sit inside your product

01

Just in time drawdown

Retire per transaction through a secured API, sized to the transaction rather than to a forecast.

02

Pass-through economics

Offer it at checkout and pass the cost to the customer, with an optional margin on top.

03

No pre-funded inventory

Draw from an evergreen pool. No position to carry, no exposure to unsold stock, no working capital tied up.

04

Audit-ready records

Every drawdown returns a serialised record your customer can use in their own disclosure.

For banks specifically

The loan book is the bigger opportunity

Embedded carbon is the obvious use case. For a bank it is the smaller one.

Economic and climate performance data at asset level is what identifies sustainability-linked lending opportunities. Digital twins link IoT sensors to solar, wind and other transition assets, producing the operating and economic record a credit committee needs to price a sustainability-linked loan rather than estimate it.

The same data supports TCFD reporting across the loan book, which is otherwise a manual exercise repeated per borrower every reporting cycle.

Borrowers rotating into sustainability-linked facilities reduce their cost of borrowing. The bank gets a defensible basis for the pricing and a reporting output it did not have to assemble.

Where it lands in a bank

Four functions, one data source

01

Lending

Asset-level performance data supporting sustainability-linked loan origination and pricing.

02

Loan book reporting

TCFD and GHG reporting across the book from the same record, rather than borrower by borrower.

03

Custody and administration

Regulated assets that custody banks and prime brokers can hold and administer like other instruments.

04

Client offering

Minting as a service for clients who need compliance assets of their own.

Built for regulated counterparties

Diligence you can actually complete

Banks and payment networks cannot integrate a counterparty they cannot diligence. Triangle Digital Ltd. is licensed to conduct digital asset business by the Bermuda Monetary Authority, and every credit is minted into a regulated financial instrument with a serial number and a settlement history.

Assurance is independent, the evidence chain is attached to the asset, and named compliance, financial crime and information security control functions sit behind the licence.

That is a shorter diligence conversation than an offset broker with a spreadsheet.

Next step

Look at the API

Drawdown, settlement, retirement records and backorder behaviour, end to end.